5-Year Net Worth Engine

Turn Salary Growth Into FIRE Financial Independence

Project how your 5-year salary, bonus, and equity savings compound toward CoastFIRE, LeanFIRE, Full FIRE, and 4% safe withdrawal income.

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4% Safe Withdrawal Tracker

See the exact perpetual annual and monthly passive income generated by your projected Year 5 portfolio.

CoastFIRE to FatFIRE Milestones

Track progress against $400K CoastFIRE, $1.0M LeanFIRE, $2.0M Full FIRE, and $3.5M+ FatFIRE thresholds.

Dual-Income Household Mode

Combine two career trajectories to model accelerated household wealth accumulation.

Key Questions Answered

How does SalaryPathGuide calculate FIRE milestones?

It compounds your starting invested portfolio plus annual post-tax savings from base, bonus, and vested equity at your chosen real market return rate.

What is the Trinity 4% Safe Withdrawal Rule?

A benchmark estimating that withdrawing 4% of your invested portfolio annually sustains a 30+ year retirement horizon.